Moving home is very often a huge undertaking with many variables to consider so planning ahead is essential. To assist you we have created a handy checklist for you to help plan and keep track of all the stages from your offer being accepted to moving in.
Your first step is to find a conveyancer to handle the legal side of your move. That is where we come in and you can obtain a quote from multiple established, endorsed and local providers here.
If you require finance for your move you will also need to arrange your mortgage. It is important that start to arrange your mortgage as soon as possible from the ‘decision in principle stage,’ to the full application process.
It would also be advisable at this stage to enlist a surveyor to carry out either a RICS Condition Report, RICS Home Buyer Report or RICS Building Survey depending on which is more suitable for you. This could help you avoid unforeseen repair costs once in possession of the property and provide an idea of how much these will be before committing to the purchase. If you are getting a mortgage they will conduct their own survey however this will just be for valuation purposes and will not provide you with an in-depth report into the condition of the property.
Depending on your circumstances there are many area of research you may have to undertake especially when moving to a new area. If you have children it is important to investigate local schools and transport links. If you rely on public transport you should ensure bus stops and railway stations are in close proximity in addition to local amenities. You may also want to work out in advance your essential travel routes and timings such as your routes to work, schools, grocery shops and the times they are likely to take at peak hours.
You will need to purchase an insurance policy for the building cover on your new home. In addition it is strongly advisable to have your contents covered too. You should think about how much cover you will need for contents in and away from the home. If you have an existing policy you may want to think about it covering any breakages on your move.
Usually getting a mortgage is an ideal time to start thinking about life, critical illness and income protection cover to safeguard your family.
It is likely that the estate agent will provide a dedicated contact for you communicate with as your sale progresses however you will be in receipt of information from your solicitor, estate agent and mortgage provider therefore it is important to stay organised and keep all the information organised, up to date and accessible.
Make a list of all the change of addresses you will need to make and consider utilising the Royal Mail’s postal redirection service to cover any forgotten address changes. Common address changes include banks, doctors, schools, DVLA, utilities, insurance companies, prescriptions, vets, libraries, gyms. Don’t forget to inform your family and friends.
If so you will need to provide your landlord with notice and plan ahead to make arrangements to ensure the property is handed back without any worries of losing your deposit.
As the conveyancing process progresses will need to work with all parties to arrange the date of exchange of contracts and completion which is the day you will be able to collect the keys. From here you can plan the move itself.